27 Pradhan Mantri Schemes for Social Welfare & Growth

Schemes for Indians

The Pradhan Mantri schemes in India have various aims and objectives. But their overarching goal is to promote the welfare and development of the country and its people. Some of the specific aims of these schemes are:

  1. To improve the living standards of the poor and vulnerable sections of the society by providing them with financial assistance, education, healthcare, housing, and other basic amenities.
  2. To promote inclusive growth and development by ensuring that the benefits of economic growth reach all sections of the society, especially those who are marginalized and disadvantaged.
  3. To promote entrepreneurship and innovation among the youth and create job opportunities in various sectors of the economy.
  4. To promote sustainable development by conserving natural resources, protecting the environment, and promoting the use of renewable energy.
  5. To promote digital literacy and connectivity among the people and provide them with access to information, education, and government services.

Overall, the Pradhan Mantri schemes aim to create a more equitable and prosperous society by addressing the various socio-economic challenges faced by the country.

List of Pradhan Mantri Schemes

There are numerous Pradhan Mantri (Prime Minister) schemes in India that have been launched by the Government of India with the aim of providing financial assistance, welfare, and benefits to various sectors of the society. Some of the major schemes are:

  1. Pradhan Mantri Jan Dhan Yojana (PMJDY): Launched in 2014, it is a financial inclusion scheme aimed at providing access to financial services such as banking, insurance, and pensions to the poor and unbanked sections of the society.
  2. Pradhan Mantri Ujjwala Yojana (PMUY): Launched in 2016, this scheme provides free LPG connections to women from below the poverty line households to promote a smokeless kitchen.
  3. Pradhan Mantri Awas Yojana (PMAY): Launched in 2015, it aims to provide affordable housing to the urban and rural poor by 2022.
  4. Pradhan Mantri Fasal Bima Yojana (PMFBY): Launched in 2016, it is a crop insurance scheme that provides financial support to farmers in case of crop failure or damage due to natural calamities.
  5. Pradhan Mantri Mudra Yojana (PMMY): Launched in 2015, this scheme provides loans up to Rs. 10 lakhs to micro and small business enterprises to promote entrepreneurship.
  6. Pradhan Mantri Kaushal Vikas Yojana (PMKVY): Launched in 2015, it aims to provide skill training to youth across the country to improve their employability and entrepreneurship.
  7. Pradhan Mantri Gram Sadak Yojana (PMGSY): Launched in 2000, it is a rural road connectivity program aimed at connecting all unconnected habitations with a population of 500 or more by 2022.
  8. Pradhan Mantri Suraksha Bima Yojana (PMSBY): Launched in 2015, it provides accidental death and disability cover to individuals at a nominal premium of Rs. 12 per annum.
  9. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY): Launched in 2015, it provides life insurance cover of Rs. 2 lakhs at a nominal premium of Rs. 330 per annum to individuals aged between 18 and 50 years.
  10. Atal Pension Yojana (APY): Launched in 2015, it provides a fixed pension to individuals in the unorganized sector after their retirement.
  11. Pradhan Mantri Matru Vandana Yojana (PMMVY): Launched in 2017, it is a maternity benefit scheme that provides financial assistance to pregnant and lactating women for their first live birth.
  12. Pradhan Mantri Garib Kalyan Yojana (PMGKY): Launched in 2016, it is a poverty alleviation scheme that provides financial support to the poor and vulnerable sections of the society through various initiatives such as Jan Dhan Yojana, Ujjwala Yojana, and PMAY.
  13. Pradhan Mantri Arogya Yojana (PMJAY): Launched in 2018, it is a health insurance scheme that provides financial protection to vulnerable families for secondary and tertiary care hospitalization.
  14. Pradhan Mantri Kisan Samman Nidhi Yojana (PM-Kisan): Launched in 2019, it provides financial assistance of Rs. 6000 per year to small and marginal farmers to meet their agricultural expenses.
  15. Pradhan Mantri Shram Yogi Maan-dhan Yojana (PM-SYM): Launched in 2019, it is a pension scheme for unorganized sector workers with a monthly income of up to Rs. 15,000.
  16. Pradhan Mantri Innovative Learning Programme (DHRUV): Launched in 2019, it is a scheme aimed at providing a platform to talented students to showcase their skills in science, mathematics, and other subjects.
  17. Pradhan Mantri Sahaj Bijli Har Ghar Yojana (SAUBHAGYA): Launched in 2017, it is a scheme aimed at providing electricity connections to all households in the country.
  18. Pradhan Mantri Gramin Digital Saksharta Abhiyan (PMGDISHA): Launched in 2017, it is a digital literacy program that aims to make at least one person in every rural household digitally literate.
  19. Pradhan Mantri Kisan Urja Suraksha evam Utthan Mahabhiyan (PM-KUSUM): Launched in 2019, it is a scheme aimed at promoting the use of solar energy among farmers for irrigation and other agricultural purposes.
  20. Pradhan Mantri Bhartiya Jan Aushadhi Pariyojana (PMBJP): Launched in 2008, it is a scheme that aims to make quality generic medicines available at affordable prices to the general public.
  21. Pradhan Mantri Bhima Suraksha Yojana (PMBSY): Launched in 2018, it is a personal accident insurance scheme that provides financial support to individuals in case of accidental death or disability.
  22. Pradhan Mantri Shram Yogi Mandhan (PM-SYM): Launched in 2019, it is a voluntary pension scheme for workers in the unorganized sector.
  23. Pradhan Mantri Annadata Aay SanraksHan Abhiyan (PM-AASHA): Launched in 2018, it is a scheme aimed at ensuring remunerative prices to farmers for their crops.
  24. Pradhan Mantri Gramin Awaas Yojana (PMGAY): Launched in 2016, it is a rural housing scheme aimed at providing housing to the rural poor.
  25. Pradhan Mantri Van Dhan Yojana (PMVDY): Launched in 2018, it is a scheme aimed at providing livelihood opportunities to tribal communities through value addition of forest produce.
  26. Pradhan Mantri Mahila Shakti Kendra (PMMSK): Launched in 2017, it is a scheme aimed at empowering rural women through community participation and development.
  27. Pradhan Mantri Yuva Yojana (PMYY): Launched in 2016, it is a scheme aimed at promoting entrepreneurship among youth through skill development and financial support.

These are some of the major Pradhan Mantri schemes in India that have been launched by the Government of India to promote social welfare and inclusive growth.


Nikesh-Mehta-AllOnMoney

Hi, I am Nikesh Mehta, owner and writer of this site. I’m an analytics professional and also love writing on finance and related industry. I’ve done online course in Financial Markets and Investment Strategy from Indian School of Business. I can be reached at [email protected].


Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.