Universal Account Number (UAN): How to Get, Benefits, Withdrawal

Universal Account Number for PF Account Holder

Till now, every PF account holder required changing EPF account whenever he/she changed the job which was a painful and time consuming process. This change involved transferring the money from old account to the new and the process would take not less than 2 months and in some cases even more forcing employees to withdraw their money just to avoid the irritating transfer process. The whole process involved verification of each account holder through the EPF system via your employer.

But now onwards, provident fund subscribers life will become hassle free as India’s honourable prime minister Shri. Narendra Modi has launched Universal Account Number (UAN) for all the PF subscribers. With UAN, every account holder will have an unique identification and your employer’s intermediation won’t be required.

How to Get UAN

As of now, allotment of UAN is done only to the employees in service for the period 01-January-2014 till 30-June-2014 and so far 41.7 million subscribers have received their UAN number. Getting the number is very easy and here are the steps:

1) EPFO will allot universal PF number to the employers
2) Employer will then provide the same to the contributing employees along with a new member-ID.
3) Employees in return have to provide Know Your Customer (KYC) details to the employer. KYC details to be provided are:

  • Identification Proof (Passport/PAN Card/Aadhaar Card). Check out why having an Aadhaar card is now important.
  • Address Proof (Passport/Ration Card/Driving License/Voter ID)
  • Bank account details, IFSC code etc.

4) It is the responsibility of the employer to verify KYC details provided the employee. Your new member identification number would be linked to UAN by the employer which will make the process of transferring the fund smoother.

5) Each employee will then have to register themselves on the official UAN website (https://uanmembers.epfoservices.in) by clicking on Activate UAN Based Registration and enter following mandatory details:

  • UAN number provided by your employer (Note: UAN would be your UserID for all the future logins
  • Mobile number
  • Member ID given by the new employer.

Starting 16th Sep, 2015 you can also activate UAN using mobile app and SMS.

6) Once these details are submitted, you’ll receive an authorization PIN (OTP) on your mobile
7) After entering this PIN, submit it and then enter these details:

  • Father’s name or husband name
  • Date of birth etc.

8) You’ll have to then create password. This ends the registration process and you can see your updated EPF passbook.

What if employer has not given you the number

You need to first check whether you have been allotted the number or not by visiting EPFO website: http://uanmembers.epfoservices.in/. And enter your current PF number and the system will display the status. If you have been allotted the number message would be displayed “Your UAN is allotted, kindly get your UAN No. from your employer”. You have to then ask your employer for UAN and also provide KYC details. Employer will then link your details with UAN.

What if you move to a new job

In case you switch your job and move to different employer, provide UAN and KYC details. Employer will allot you new member ID and link this to UAN.

How to transfer money from the old account

If you have previous account before UAN was allotted, application for transferring the funds should be done via digital or physical form.

How money withdrawal process will change

Till now the biggest pain faced by the account holder for withdrawing the money was the transfer request and signature by the previous employer and then sending the details to the employee provident fund organization. But UAN has removed the involvement of the employer. Moving forward there would be no need to request for transfer as the funds from old account to the new one would be automatic with the condition that verification of KYC is done by the current employer.

Benefits

Apart from the ease of operating EPF account, other benefits of UAN are:

  • Throughout the career the number would be portable
  • Download UAN card
  • Check transfer claims
  • KYC documents can be uploaded online (scanned copies) provided these have been verified by the employer
  • Add all your previous member ID’s
  • Account holders can check the balance online. For this they will have to download the EPF passbook.
  • Funds Transfer: The biggest advantage of UAN is that funds transfer from old employer to the new is totally hassle-free. Once verification of KYC is done by the new employer, the transfer of money from old to new will be automatically done.
  • Greater Retirement Benefit: Due to complex and time consuming process of transferring the fund, earlier account subscribers would prefer withdrawing the fund rather than transferring the same. This resulted in lesser pension money received after the person retires. Because withdrawal amount also includes the contribution made by your employer. Due to ease of transfer with UAN, account holder will get higher pension amount after retirement because this is the time when real need of money arises.

Have you opened Sukanya Samriddhi Account for your girl child? If not, open it today. See this post on interest rate calculation for this scheme where investing Rs. 10,000 for 14 years will earn Rs. 5,26,051 after maturity.

38 Comments
  • Ram lal Thakur

    How to withdrow my pf.DOB did not match in my last company records and i am unable to get my UAN no.so plz help me what i do.

  • Brajesh Kumar Mishra

    please provide me how to creat uan number so please send me on my email id [email protected]

  • Lakshmiprasad

    Hi. I need to know my father’s of balance. Please can u mail pass book to [email protected]

  • MANOJ SHETTY

    I WAS WORKING FOR A PRIVATE FIRM FOR FIVE YEARS AND I DIDNOT GET MY OLD PF NUMBER, NOW I GOT A NEW UAN WITH MY CURRENT EMPLOYER ,HOW I CAN TRANSFER MY OLD PF BALANCE TO MY NEW ACCOUNT ? IS THERE ANY WAY TO FIND MY OLD EPF A/C NUMBER ,PLEASE SUGGEST ME

  • Nilamani

    I have uan no & pf no and I am trying to aply my pf but its coming error invilid I’d… Plz help

  • shiva

    How could I register for UAN and Name correction in my pf account.

  • Harmeet singh

    I submit my form 10 days back now i want to knw wen it vil b credit in my saving accout nd hiw cn i chk

  • sujata narvekar

    my pf has been transferred in to new account but my pension amount is not transferred in new account. what to do?

  • Sudhakar S K

    Dear Concerned,

    I have switched my job and i am not working anywhere, i have to withdraw my Provident Fund amount. Where my previous employer is not receiving my PF form, due to non availability of UAN number.

    They are asking me to take it from previous employer, where i quit the organisation long back, so how do i get my PF amount, kindly advise.

    Thanks&Regards,
    Sudhakar

  • NAVIN AWADESH SINGH

    Dear sir I have forget my UAN no. And password.
    What to do ? PLS SEND THE PASSWORD & UAN NO MY MOB 9766970130

  • Sanjiv kumar

    Hi,
    I am 5th month working .i have pf no .kya mai online pf check kar sakta hu.
    Pls conform this mail id [email protected]

  • Bandeppa Mallikarjun Hulsure

    Dear sir please helf me how match old uan to my new pf number

  • Vinayak Yelane

    How could I register for UAN ..I haven’t UAN number please give some suggestion to receive UAN.

  • SONAL

    WHAT IS MEMBER ID

  • Umashankar

    Hi,

    How do i change the current member id in UAN Portal. My UAN got alloted when i was working with Trust. So when i login to portal, i’m not able to download the Passbook. It says “Passbook will not be available for Trusts”.

    Currently i’m working with Private Limited compay & i have tagged current PF number to UAN.

    Please let me know how to change the current member ID in UAN Portal.

    Regards,
    Umashankar

  • pankaj

    i cant. got uan. number

  • suresh kumar saini

    Dear sir I have forget my UAN no. And password.
    What to do ?

  • MUKESH

    hI

    i AM MUKESH I LEFT MY OLD JOB 2 MONTHYS BACK AND JOIN COMPANY BUT I DONT WANT TO TRANSFER MY AMOUNT I WANT TO WITHDRAW KINDLY EXPLAIN THE PROCEDURE

    Regards
    Mukesh

  • Anuj

    Hi,

    I have withdrawn some amount before UAN number was alloted which is around 9-10 months back. What if i want to withdraw again? Is it possible? do they allow multiple withdraw in year? …

  • devendra rai

    dear sir ,
    shall i track my pf amount through the pan card .
    i have work 5 to 6 company and till date i did not withdraw any pf .
    so shall i track through the pan card , if yes then how will do it?

    Regards,
    Devendra rai

  • Apsara

    applied for UAN no before two months,and still didnt recive my id,,in status is still showing under progress……Help me

  • Naveen

    My question is regarding the PF interest. Now since we have UAN and all the accounts are under this number, does that mean that all the interest for different accounts will be given. even if I dont transfer the account after 3 years or so.

  • Venkat

    I have my PF number , how can I get my UAN card.

    Please guide me

  • Ratun Terron

    can i withdraw my EPF fund before completion of five years?
    if impossible i want to withdraw the coz m running financial crisis

    • ANUJ

      DEAR,

      U CAN WITHDRAW UR PF AT ANY TIME…ITS TOTALLY UR MONEY,NOBODY CAN DENY U…

      FILL THE FORM 10C & 19..SUBMIT TO PF OFFICE

      U WILL GET UR AMOUNT WITHIN THE MONTH

  • Harendra Singh

    My Name spell is incorrect in my PF A/c and UAN Portal i already applied for name change but still it is not change. what happen if i change my job should i open new PF A/C or not please tell me the update name step by step I have filled and submitted my form in 8 Jan 2015…

  • christopher

    applied for UAN no on 8/1/2015,and still didnt recive my id,,in status is still showing in progress……what to do

  • shravan

    Linking older PF account with UAN:
    i did checking few blogs on linking the older PF accounts with the UAN
    but for my case i did see that there is name-mismatch,
    can you please me/suggest way here

    Thanks,
    Shravan

  • lvrl rao

    How to get UAN for P.F trust employees.

  • PAVANKUMAR D MUDRI

    HELLO,

    AFTER 3 MONTHS WORKING WE WILL NOT GET UAN NUMBER ……..WHAT IS THE REASON FOR THAT MAY I KNOW…….PLEASE….

  • Biju V S

    Very good and nicely activities

  • Sepuri.Hari Prasada Rao

    hello
    i have 4 pf accounts. In this i got uan number for one account. how i will transfer remaining accounts in to UAN account. what is the process .kindly do needful. and how many days will take pf withdrawal through online

  • Shailesh

    It is very good information.
    thank you to all.

  • Rajesh Chaubey

    I had applied the transfer the pension amount from previous employer through on line system and present employer was approved but till date previous employer has not been approved even after several request.

    Kindly suggest

  • rehan

    EPFO site says that your UAN no. has been allotted, but if employer is not sharing any details with me, what to do in this case. please suggest, i have been waiting this UAN no. which has been allotted in July-14 but stil no clue how to get the UAN No.

  • Raks

    Hi,
    Please provide me the easiest way to withdraw PF fund (UAN) to my personal bank account after quitting the job

    Please explain me step by step

    Thank you in advance

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