May 2018 Job Search in USA: 5 Tips for Indian Students

At this time of year, college students are returning to campus, buying books and selecting classes. It is also the time when Indian students should start thinking seriously about getting a job in May. Afterall most of the students have to think of education loan repayment once they get their degree.

By starting your job search from February 2018 itself, you can be sure that you’ll get a job that will help you kick start your career and earn you degree.

Here are five things that students should do now, to give them a chance to embark on a new adventure in May.

Update your resume

When you start a new job search in USA, the first step should always be to update your resume. Indian students should add the most recent and relevant information, including subject matter and research projects. You must make sure your resume is up to date. This does not mean to include only internships, they must also incorporate class work, and other relevant projects or experiences of the semester. Experiences such as professional follow-up with a teacher or working on campus can be excellent conversation points to demonstrate your strengths, especially if you don’t have years of professional experience.

Make contacts

This is the ideal time to start making contacts. Start by contacting your classmates who graduated last year or the year before.

Once you’ve established that contact with your closest acquaintances, be sure to take advantage of the college’s vocational counseling services. Career centers often have extensive information about alumni, conduct mock job interviews, and can help you in polishing your resume. Especially Indian students should use their service. This is because the language style in USA is different than in India.

Ask them for a list of alumni who work in the company or industry that interests you. Also take advantage of this opportunity to sign up for a mock job interview, because while you’re making contacts, it’s also important to perfect your skills. Mock interviews also help in evaluating your English speaking skills, which is undoubtedly the most important thing employer will look for, after your job specific skills set.

Job alerts

One of the most underestimated tricks when looking for a job is setting up alerts to notify you about the opportunities that may interest you. Monster, LinkedIn and Google offer services that will send you e-mails or notifications to let you know that a job opening has been opened.

Once you receive notice of a job, submit your application without any delay.

When the alerts arrive in your inbox, post immediately, don’t wait. If you see a job, you should apply that same day. Never assume that the job advert will be available too long. There are thousands of applicants for one job post. So be first to apply.

Go after your ideal company

If you have searched the jobs page of the company you would like to work for, but there are no vacancies, you should not to be discouraged.

If the company doesn’t have vacancies available, contact them anyway, because you never know when a vacancy will open and your application remains in their mind.

By contacting the company at the beginning of the semester, you make sure your name is the first thing that comes to mind when a new job is opened.

Post your social skills

Strengthening your social skills will help you prepare for a job in May and it can also be fun. Students can “refine these skills by moving away from their comfort zone. It’s about making small talk, introducing yourself.

This is an entertaining way for young people to have face-to-face conversations with people outside their usual social circles. In the course graduating all students are digitalexperts, and it is more important than ever that they are able to interact in real time and be able to hold a conversation.

Meeting new people and trying new things is also a great way to spend your last few months as a student.

How to Avoid Frauds When Choosing School Abroad

There are scammers who take advantage of the good faith of people who seek to realize their dreams and literally’ tumble’ them with their curriculum abroad. However there are ways to avoid falling into the trap.

Never trust what is too cheap. That is a signal that should help students and their parents and alert them to possible fraud. But it has happened in terms of studies abroad, that some individuals set up those illegal colleges that end up promising this life and the other to dreamers who go after their intention to improve their knowledge or learn languages.

Ask for legal documents

A school must have permits and authorizations in the country to operate. Don’t be afraid to ask about the registration in the Chamber of Commerce, its registration with the government, among others.

Better if it is referenced

Many centers live from the good reviews left by other people who already know their services. In this, it is important that you ask, research, and have someone you know tell you about your relationship with the school. That creates more credibility. Try to connect with multiple people who have given reviews, over Facebook or Linkedin. By doing this, you will come to know the real inside picture of the said school. Do not blindly trust reviews, as anyone can create fake profiles and start writing positive reviews.

Is the school affiliated?

Another key is to check whether the school is affiliated or has recognized partnerships. For example, support from LSI (Languages Studies International) is a bonus for the school that offers programs in the UK, USA, Canada, Australia, New Zealand, Switzerland and France. This ILS manages agreements with the British Council, ETsS, Cambridge English Language Assesment, among other entities, with which it goes more’ fixed’.

Get more information from embassy

It is a good practice to ask directly at the embassy whether the institution that is working with you or where you plan to study has any recognition at the embassy in the destination country.

Remember it’s your career and money is involved. So it’s your duty to choose the best school and make career.

eBasta Scheme: Benefits, Get Free Books, Download App

India is steadily moving towards becoming a fully digital country. With series of initiatives to make citizens of India to access as many things possible on a digital platform, many initiatives were launched in the last one and half year like Digital Locker, e-Vahan Bima, digital life certificate etc. And now, it is the time for students to get benefit of new initiative called eBasta – a digital school bag.

What is eBasta:

This scheme is nothing but a platform to download school books and various other types of study materials in a digital format. The objective is to facilitate learning.


  • Students can download these ebooks on tablet and desktop and study them as per their convenience by downloading eBasta app.
  • Access is easy and in a structured format.
  • They can also access content of other schools.
  • Although most apps run on internet, it is not the case with eBasta. Once ebook is downloaded, it can be read offline as well. So there is no internet charge for reading it. However if the internet connection is slow, which is very common in India then it will more time to download the book. Time to download can further increase if the book is lengthy and contains lot of images.
  • Various file formats are available such as text, animation, graphics, audio, videos etc.
  • It will reduce load on students, as they don’t have to carry heavy bags since books are easily accessible over the internet portable.
  • Books would be available instantly. Normally it is seen that students have to search for books in the market and many a times books are not available. This won’t be the case with eBasta as they are delivered instantly.
  • Moreover, ebooks are completely secured and safe and there is no danger of virus.

How to get access to eBasta app:

As of now, the app is available only for mobile, tablet, laptop and desktop running on android operating system. Here’s the link to download the app:

How to get ebooks:

Once the app is downloaded, student can search the basta. Teachers will provide the name for eBasta which is unique. Students can search using this particular name. Other search options available are using the class, name of subject, language of the book and format.


eBasta app is 100% free. However, not all reading material would be free. There would be charge for certain material.

How eBasta gets books:

Publishers are the ones who upload the content on eBastas depending on the requirement. Once content (i.e. ebooks, animation files, text etc.) is uploaded, authorized teachers can access it and customize as per their need. Customization is basically making the content available according to the standard, syllabus and other requirement.

More information:

  • The official website is
  • Comments and user ratings for each content type can be made and these can be viewed by the publishers, so that they can optimize them further for better quality.
  • Publishers can also first upload contain in a preview mode which won’t be downloadable but reviews can be gathered for it.

eBasta is a very valuable framework to make school books available in digital format. It has been developed by Center for Development of Advanced Computing (CDAC) and will benefit all the three stakeholders i.e. students, teachers and publishers.

Travel Card for Indian Students: ISIC Forex & ICICI Travel Card

Carrying money while travelling abroad is always risky and moreover most of us are confused which is the best option. Is it cash/international debit card/credit card or others, as all has its pros and cons. And when it comes to students who are travelling abroad for higher studies and have to manage various expenses such as admission fee, hostel fees etc. This is the reason why there are cards especially for students – travel cards and ISIC Student ID Forex Cards. These cards are best recommended because of following reasons:

  • Accepted as identity card for students in most of the countries such as US, UK, and others.
  • Card can be used for making payment towards school fees, booking air tickets and others.
  • Available in major currencies such as US dollars, Euro, GBP and others. So if student is travelling to US for higher studies then INR can be converted to US dollars and then added in the card.
  • SMS & E-mail alert: Real time alert facility. This helps when card gets stolen and then used, as you’ll receive an SMS alert. So that you can report respective bank and block it immediately.
  • Security: They have highest level of security and highly preferred over carrying cash.
  • Discounts: Since these cards are especially made for students travelling abroad for studies, they offer good discounts on various services such as online and retail shopping, accommodation and many others.
  • Funds can be added from anywhere and parents sitting in India can refill the card as per the need.
  • Cards also offer insurance cover providing protection for loss of baggage, accident, lost or stolen card.

Who offers these cards for students?

As of now in India, ICICI bank and HDFC bank offers such cards especially made for students going to foreign countries for higher studies. ICICI bank has launched student travel card (that can be used to avail International Student Identity Card (ISIC) membership) whereas HDFC has launched ISIC Student ID ForexPlus card. Both these are pre-paid cards and can be loaded with funds for meeting financial requirements.

Documents required:

Since these cards are especially made for student’s community, documents required are very minimal as follows:

  • Passport size photograph
  • ID proof
  • Date of birth proof
  • ID of the college or official letter which states that you are the full time student
  • HDFC also requests for form A2 and passport photocopy

Various charges:

These card carry fees for:

  • Joining
  • Cross currency
  • ATM cash withdrawal

Apart from these charges, HDFC also charges for funds reloading, PIN reissuance, balance inquiry and few more. So before choosing the card, get detailed information on various charges.

If used wisely, these cards can save lot of money due to the discounts offered and various other benefits.

Before Taking Education Loan: 7 Most Important Points to Consider

Good education is essential but on the other hand it has become very expensive whether you are planning to pursue studies in India or abroad. As competition is increasing it has become challenging for many students to secure admission in a good college of their choice.

With race towards getting admission in a top college getting fierce, parents are ready to shell out money to provide best education to their child and take help of educational loan especially for bachelors’ degree in engineering, medical and sciences etc. to fulfil the requirement. And the need of money further increases for master level degree courses such as MD, MS, MBA and others.

Almost every Indian bank is happy to provide study loan and there is not much difference a loan offered by various banks. And banks normally consider factors such as your academic performance, college reputation, repayment capacity of parents etc. So before taking education loan, here are the seven most important points to consider:

  1. Interest Rate: This is the most crucial factor to be considered before taking any loan be it car, education, housing etc. Because a difference of even 0.5% creates a big impact. Also make sure to check whether the interest rate is floating or fixed although it depends on the loan amount. Normally the interest rate is between 12%-17%. Before taking loan you should do a thorough research on interest rates offered by various banks and select the one which suits the best to your repayment capacity. Typically there are four important factors on which the interest rate is decided: location of study, course applied for, loan amount and tenure.
  2. Repayment Period: Check out this with the bank. Normally student starts loan repayment after he/she starts earning and there are possibilities that earning does not start immediately after the course ends. So get this point checked as you would end up paying more.
  3. Down payment: Whenever you take a loan, down payment should be deposited in the bank which is normally 5%-10% of the loan amount.
  4. How the interest is charged: Every bank has different way to charge interest. Keeping loan active for a longer duration puts borrower indebted. So after finishing the education, the first objective should be to repay the loan amount as early as possible.
  5. Security: While taking a loan, borrower needs to deposit security with the bank and this differs for each bank. So make sure to evaluate this aspect before making loan application.
  6. Other fees: Apart from interest rate and late payment fees, banks also charge a processing fee, documentation fee and others. So always be informed about these charges and keep yourself upto date for any changes in any type of fees. For e.g. if interest rate on loan amount is reduced, check if the change has been applied in your account. If not, then send a written E-mail to the bank, so that in case of any future dispute, your E-mail will act as a proof.
  7. Processing Fees: Although this is not charged by most of the banks but still it is your duty to verify this because it is possible that banks might offer you loan at a low interest rate but will levy processing fees without specifying.

The loan amount varies from bank to bank. For education within India loan offered is Rs. 15, 00, 000 and foreign studies would cost Rs. 25, 00, 000. And normally this amount will cover fees for library, tuition, hostel etc.

Real Cost of Education in India

Real Cost of Education In India

Raising a child is not simple considering the rising education cost in India which includes spending money on your kids education and other mandatory extra curricular activities carried by schools. According the survey done by ASSOCHAM on the real cost of education in India it was found that – parents have to shell out nearly half of their annual income on their child’s schooling which includes all types of activities. And this number is only for single child. And this increased expenditure has brought worrying signs in parents especially with only one earning member since parent’s annual earning has not increased in proportion to the education cost.

Majority of the parents spend on an average 18Lakh to 20Lakh in raising a child by the time their teen graduates from school.

So what is the real cost of education in India and where do parents have to spend money?

1) Lunches: On an average parents spend 9, 600 per child per year on home cooked lunches and this cost increases in case of packed lunches.

2) Secondary level tuition: On an average, monthly cost of secondary level tuition in India is 6000-10,000.

3) Private tuition fees: Cost of private tuitions in India has witnessed a increase of about 45%-60% in the last 10 years as during this period majority of the middle class parents have been spending of their monthly incomes on them.

Displayed below is the real cost of education in India and where parents have to shell out money on:


How to Save Education Cost in India

So how can single earning parents provide best education to their child and continue to run household expenses perfectly:

1) Don’t fell into the trap of private tuitions. Educate them at home

2) Provide them home cooked meals as packed lunches are always high in cost

3) Buy stationery items in bulk so that you can get discounts

4) If possible, ride children to school in your own vehicle so that you can cut cost on transport provided by school