10 Small Investment Businesses for Low Income Earners

Typically when a person with low income, thinks of starting a business, the next question that comes into the mind is “do I even have the enough money to start a business?”. But remember that, not every business requires huge investment capital and there are low-cost businesses you can start today. That’s what this article is all about i.e. businesses requiring low investment especially for low income earning individuals, although anyone implement the businesses mentioned here.

Once you get to know the businesses requiring small investment, you’ll be convinced that, beyond just needing capital to get started, what you really need is a hard work, willingness to take risks, and start with whatever you have.

Businesses with little investment to start today

Here are 10 business ideas with little capital to start with. Some of these businesses will allow you to earn online from the comfort of your home whereas others offering your services and knowledge to people interested in what you know, among others.

1. Work as a freelancer

Are you artistic in nature and good at designing advertising creatives such as banners, logos, etc? Are you an expert in web designing and development? Is it easy for you to write on any topic?

One of the low investment businesses you can undertake, using your skills in your spare time to earn extra money, is freelancing.

The costs are minimal, since all you need is a good computer, internet connection and relevant tools required for that particular task. So you need to invest your time to create a portfolio of services and start looking for your first customers.

There are many online platforms for freelancers such as Freelancers, Fiverr, Upwork, Workana and Nubelo.

2. Personalized classes for college and university students

Teaching is a noble profession. And if you have acquired experience in a specific field after years of working, then why not use this knowledge to teach one-to-one classes to students. You can teach economics, design, programming, math or whatever subjects you’ve mastered in.

You can charge hourly and define the hours of study, something that helps you to undertake while you are working. For this type of business with little investment, it is important that you manage your travelling cost, food and time well.

For this, you can learn to create a personal budget and be very disciplined with your time.

3. Offer professional photography services

If you’re the type of person who likes to take pictures and share them on social networks, you could create a profitable business from these snaps.

For this low investment business, all you need is a good camera that allows you to take good pictures. This doesn’t have to cost thousands of dollars, but it can’t be your cell phone either as you need good quality images.

You can start offering your services for family or friends at their events, usually done in your spare time. Another alternative would be to sell your photos to image sites.

4. Weekend childcare

Do you like children and find it easy to take care of them? Then why not turn your taste into a business?

You can do it at night or on weekends, usually parents look to go out at night or have events where their children can’t attend. Start offering this service in your neighborhood, it doesn’t require investments beyond promoting your business.

In fact, once people know your skills they will begin to recommend you. Remember that businesses with little investment can become big companies if you start from the simplest, identify what the real added value is and do things well.

Once you identify what value you can exploit, you can start hiring other people, even in the future, if you develop a structure and a business model, you can start thinking up a cheap franchise model.

5. Being a dog walker

All you need are good shoes, dog leashes and fitness that you can develop in the first few weeks.

If you like dogs, you can turn this hobby into one of the low investment businesses you can enjoy while walking your neighbors’ pets.

You can charge by the day or by the week at a convenient time for both. It’s also a good way to exercise, as these walks will not only help dogs and you can take advantage of all the benefits of walking.

6. Offer house cleaning services

If you feel that your income is not enough, and you are looking for new alternatives to earn money quickly, you can propose to your friends that you clean their apartment or house.

You can start by doing it yourself and then create a whole cleaning system. That’s where the magic of creating business with little investment lies, initially you must do it yourself, but later you can delegate and focus on managing it.

When you develop a cleaning technique that is replicable and scalable, you can hire other people to do the cleaning and you can focus on winning new contracts.

In the future you will be able to expand your business to gardening, office cleaning, and restaurant services.

Remember that the largest empire began with the smallest idea.

7. Selling your knowledge: Consultancy or advice

Do you understand how digital marketing works, direct sales, how to optimize a process within your company? Do you have a knowledge and method that can be monetized?

You can provide consulting services to other companies or entrepreneurs that have a common problem and for which you have an alternative or solution.

This can be the first step in starting your own business or independent life; you don’t need to quit your job today to do it, you can use your free time to do it.

8. Be a virtual assistant

In this business with little investment, you need to have free time as you will have to assist several people at the same time.

You don’t have to be in an office to provide this service. In fact, this is one of the ways to make money from home, with your personal computer and an internet connection.

Maybe the company you are attending is in another city, or even another country, all you need to do is provide administrative support that allows the other person to focus on what adds value and makes a difference, and you provide the administrative service.

For this, the only investment you need is time to get to know yourself and present yourself to potential entrepreneurs or executives who require your service.

9. Create digital content

One of the businesses with little investment that most people don’t believe possible is to have a blog that generates income to live on.

So the first thing to do is to make it clear that you can create a blog and make a living from it, since digital content is a trend today and we all want to be informed, something that a blog can offer.

Creating a digital publication that doesn’t just require money, but also time. To start you need to define the topic you are going to talk about, choose a domain and buy a hosting plan.

10. Write an ebook or create digital products

Finally you can write a digital book or ebook and sell it on platforms like Amazon, where you can sell it for a commission.

Writing books is the kind of low-investment business that needs your hard work while you’re creating it, but once you get it ready, all you have to do is promote it.

Once you have the book ready, you can promote it and sell it on Amazon. Normally the commission is 30%, which is somewhat expensive, but you will have access to millions of buyers around the world.

These low-investment businesses are not just limited to books, as you can also create online courses and other digital products that you can promote on the web through affiliate marketing.

In the case of books, all you need is inspiration, knowledge and a lot of consistency to write a quality content. This can be the beginning of a successful career as a writer.

In conclusion, like any business, it requires an investment of time, resources and money to turn small business to a large business and most importantly it requires hard work to succeed in business or any area of life.

10 Books Recommended by Billionaires – Gates, Buffet, Bezos, Zuckerber, Slim

You’ll be surprised to learn about the kinds of books that have impacted the richest and most popular entrepreneurs of the 21st century – did they help them to be inspired, to understand the world in a different way, or to achieve greater success?

To find out you will have to make your own list from their recommendations. Here’s the list of books recommended by the billionaires.

Bill Gates

First is Bill Gates, co-founder of Microsoft and the richest man in the world, who has repeatedly recommended The Rosie Project, a novel by Graeme Simsion.

If you’re too logical, you’ll identify with this story in which a genetics teacher with Asperger’s Syndrome looks for a partner. According to Gates, the book comically teaches you how to feel comfortable with who you are.

Another book he recommends is titled How Asia Works, written by Joe Studwell, who conducts an analysis of how some Asian countries changed their agricultural economies to become financial and technological powers.

Warren Buffett

In second place is the American investor Warren Buffett, CEO of Berkshire Hathaway and on the list of the most wealthy men. This lover of finance recommends: The Smart Investor.

An investment guide, in which Benjamin Graham explains how to avoid strategy errors when buying shares. A critique of speculators who work with economic trends and a bible to achieve financial goals.

Other famous recommendation, precisely because he sent it to Bill Gates in 1991, is the book: Business Adventures: Twelve Classic Stories from the World of Wall Street.

A compilation by John Brooks, in which he highlights the importance of the human factor when it comes to achieving business success, since beyond a well-founded plan, it requires the right people to carry it out effectively.

Carlos Slim

In third place is Mexican Carlos Slim, on the list of the richest, currently owner and investor of more than 180 companies.

Slim recommends a financial classic: Super Money, by Adam Smith, a book that provides a fairly detailed overview of the nature of markets, their components, institutions and professionals.

His other favorite recommendation is entitled Así hice mi fortuna, (That’s How I Made my Fortune) by Jean Paul Getty, perhaps one of his main references, since it tells the story of this Minnesota businessman who before his death managed to control more than 200 companies.

Jeff Bezos

Fourth on the list is Jeff Bezos, CEO of Amazon, currently on the list of the wealthiest men in the world.

Bezos has mentioned The Black Swan as one of his recommendations. This book by mathematician Nassim Nicholas Taleb deals with the impact of the unpredictable, improbable and unpredictable on finance, science and technology.

Professor Clayton M. Christensen’s The Innovators Dilemma is his another favorite, where he explains the savage technological changes and the way in which companies try to adapt to them, highlighting the phenomenon of abrupt innovation.

Mark Zuckerberg

Last but not least we have Mark Zuckerberg, CEO of Facebook and ranking in the richest billionaires.

Mark has recommended the book countless times: The End of Power, by Venezuelan Moisés Naím, who recounts the changes in power management today and how it has affected large and small businesses.

Another recommendation is: Sapiens: A Brief History of Humankind, in which Yuval Noah Harari exposes the evolution of humanity from disciplines such as biology, anthropology and economics to explain how history has shaped society and its environment.

You know them, great ideas and thoughts can come to you from these recommendations, especially because they are creative and successful minds who have marked their value.

Spend time with those who catch your eye, you are sure to find new material for your projects or perhaps impulses to undertake them in a different way.

18 Ways Millionaires Think and Become Rich

Everyone wants to be successful and want to know how millionaires think and become rich. So why is it that, in most cases, this never ends up happening?

A large percentage of people will argue that there are a lot of external factors that prevent them from learning how to be millionaires. However, reality is that the really determining factor is how millionaires think.

In other words, your mental capacity is responsible for whether or not you achieve your financial goals. In fact, learning how to manage your money has a lot to do with the ideas in your head.

As T.Harv Eker stated in his book “The Secrets of the Millionaire Mind”.

“Money is a result, wealth is a result… we live in a world of causes and effects”

Based on this, if your goal is to become rich and achieve financial freedom, you will need to review the ideas you have in your mind and evaluate how much it looks like the millionaires think.

How millionaires think unlike other people

In his book, How Rich People Think, millionaire Steve Siebold set about interviewing more than 1,200 successful people over the past three decades.

Here are the 18 ideas responsible for making these people so rich. The first thing you’ll discover is that becoming a millionaire is not as much about money as it is about your mentality.

1. For millionaires, goals are worth gold

When they have well-defined life goals, professionals are much more productive than those who improvise every day.

Now, one of the ways millionaires think is reflected in the way they approach their goals. For them, these are not just small goals, but priorities that are worth gold, for which they work every day.

2. The future is more important than the present

This actually is a debatable thought from a subjective perspective, since one could easily argue that “living in the moment” is more important than worrying about the future.

However, when you understand how millionaires think, you are more likely to know how to be successful because you have a forward-looking mentality.

Millionaires are not afraid to make short-term sacrifices if it means long-term gain, and are not tempted by momentary pleasures because the future is their priority.

3. Failure is not a bad thing, it’s one more step

The fear of failure is what has prevented majority of individuals from seeking purpose in life.

For example:

You work in a position that you don’t like but it’s your only source of income, you have the option to quit and start your own business, you’re even considering cheap franchises, but losing stability frightens you and more knowing you can fail so you never really try.

Failure always represents a possibility, and as a society we must stop discrediting it. To understand how millionaires think is to recognize that failure is a necessary step in the process. An opportunity to learn.

It is more important to know how you handle your plans when things go wrong than when they go well.

4. Opportunities are everywhere

Opportunities come when you least expect them. When you understand how millionaires think, and you get ready, you can find them everywhere, anytime or on the day you least expect them, you’ll be more attentive to them.

With this mentality you will discover more opportunities for yourself and end up giving value to every moment of your life.

If you’ve been considering the idea of starting a digital business for a while, here are more than 30 ideas for making money online.

5. Calculating the risks you’re going to take is important

The risks are frightening but without them it is extremely difficult to grow.

Studies suggest that the richest and most successful professionals are those who are not afraid to take a calculated risks.

They go against the current, take risks with an idea that they believe is the best investment and are not afraid to face possible sacrifices.

If you are not taking any risks then you are not on the path to a possible rewarding reward. And of course without these rewards you will never get anywhere.

6. Being consistent is good up to a point

Consistency is a state of mind that is difficult to achieve, but that is really important.

For example, if one of your goals is to accumulate great wealth through investments, you have to invest a certain amount of money each month, otherwise you will lose momentum.

However, there is a point at which being consistent does more harm than good. When it starts to lead you down the wrong path, such as developing a bad habit or unproductive routine.

It’s hard to find the time when these “bad” types of consistencies come up, but you’ll need to keep an eye on them.

7. A millionaire understands that nothing and no one is perfect

Accepting that nothing is perfect helps you in a number of areas, you won’t be as worried about taking risks as before and you won’t hesitate so much to start a new project.

You won’t be so discouraged when something goes wrong. Or when you overlook an imperfection, you won’t find yourself looking for the “perfect” time to launch a product and you won’t abandon your goals just because you didn’t accomplish them as you originally expected.

8. What millionaires think of happiness

Most people think that the rich are dishonest, and most of all, they have a lot of luck. And while the rich know that money cannot buy you happiness, it does make your life more pleasant and easier.

9. Selfishness

Rich people go out and try to be happy on their own. They do not pretend to show themselves as saviors of the world. They know that you cannot offer welfare if you do not have it.

If you want to be a millionaire and successful you must offer a unique value to the society where you are. It’s not about being selfish. But to offer something that is different, you must first work on yourself, on your skills and define how you plan to differentiate yourself.

To help others, you must first work on how to be a better person.

10. Millionaires have a vision

People who think their best days are over will never be rich and will usually have to “fight hard” and deal with depression.

Those who have built wealth got there because they were willing to believe in themselves and to project their dreams, goals and ideas into the future.

11. Millionaire ideas about work

Most people think rich people work all the time. However, one of the strategies for learning how to be smarter, which the rich have used, is to discover their passion and find a way to get paid for it.

12. What the rich think about investing the money

Rich people know that not having the financial solvency to afford something is not relevant. The important question is, whether it is worth buying, investing or following?

Many think that the reason why they do not reach their financial goals is due to their inability to raise money to invest.

The reality is that, if you have a good idea, persistence and convincing capacity, capital becomes secondary. Remember that the money you have is simply a reflection of the thoughts you have in your mind.

13. The kind of friendships of the rich

The rich have decided not to waste their time with people who do not add value to their lives. The middle class even use this pretext to judge their wealth, and decide to become part of mediocrity instead of improving.

So choose the type of friends that surround you very well, as they can raise or lower you to their level. Never forget that you are the average of the five people you spend most of your time with.

14. The opportunities

People are so busy collecting discount coupons that they have missed out on great opportunities. Even in times of crisis, the rich do not waste time on “promotions”, they are focused on where the “huge money” is.

15. An idea regarding expectations

Pay no attention to the one who tells you that life must be difficult, a constant struggle where you must be content with what you have, and be thankful for it.

Now, don’t let expectations get you excited about people, situations or opportunities. Usually, life’s great disappointments don’t come from others, they come from the ideas you get from them. So focus on the present.

16. Everyday is a new learning opportunity

Enter the home of a millionaire person, one of the first things you’ll encounter is an extensive library, full of books, that they’ve used to educate themselves and be more successful. The middle class prefers their magazines, novels and celebrity magazines.

17. The importance

Wealthy people know that the primary emotions that drive financial markets are fear and greed. This is the reason why they include these factors when making a decision. This is known as emotional intelligence.

The knowledge of human nature and its impact on their decisions gives them an advantage when developing investment strategies.

18. The engagement

Most of the people believe that everything in life is a choice and that you have to choose between one of the options you have. The rich think differently and instead believe that they can have anything they want, as long as they move towards their goal strategically with dedication, hard work and love.

In conclusion, while it’s not easy to apply the way millionaires think about your life, you can start with just one of these ideas.

It’s likely to be difficult for you to accept these ideas. But you can accept the one that you like and slowly integrate them into your life. You’ll begin to make better decisions and form habits that will someday lead you to the success you’ve always dreamed of.

Be patient and never stop moving forward.

66 Quotes on WEALTH from Successful Millionaires

Being a successful millionaire and having an enviable lifestyle is the result of the way you live. And the way you live is nothing more than a response to the quality of thoughts you harbor in your mind.

That’s why if you want to be a millionaire, listen to someone who’s already done it. Or put another way, be inspired by these millionaire phrases.

Be assured that these millionaire phrases will not only inspire you, but show that what you have built in your life is a result of your way of thinking, not chance of fate.

Phrases from Millionaires on Wealth

1. Poor people have a big television. Rich people have a great bookstore: Jim Rohn

2. Never rely on a single source of income. Invest for a second one: Warren Buffett

3. It doesn’t matter how you live. It doesn’t matter what car you drive. It doesn’t matter what kind of clothes or brand you wear. The more you stress on your account, the harder it will be to focus on your goals. The cheaper you can live, the more options you’ll have: Mark Cuban

4. Never do something to simply make money. If this is your motivation, you better not do it: Richard Branson

5. Have fun. The game is much more fun when you try to do more than just make money: Tony Hsieh

6. Be grateful for what you have, and you will end up having more. If you concentrate on what you don’t have, no matter what you achieve, it will never be enough: Oprah Winfrey

7. It’s not about how much money you make, but how much you have left, how hard you work for yourself and how many generations you will have left: Robert Kiyosaki

8. Don’t tell me how much you’re worth, show me your budget and I’ll tell you how much you’re worth: Joe Biden

9. Don’t think in terms of taking big risks to get big results. Think of the least amount of risk for that great result, and be disciplined about it: Tony Robbins

10. Know what you have, and understand why you have it: Peter Lynch

11. Stop buying things you don’t need to impress people you don’t care about: Suze Orman

12. The best reward for becoming a millionaire is not the amount of money you earn. It’s the kind of person you have to become to become one: Jim Rohn

13. Financial peace of mind isn’t about buying a lot of things. It’s about learning to live on less than what you earn, so you can help others and have something to invest in. You can’t win until you do this: Dave Ramsey

14. To win big, sometimes you’ll have to take big risks: Bill Gates

15. Save a third, live with a third and give a third: Angelina Jolie

17. I think of my business and investments as extensions of my family: Barbara Corcoran

18. If we were motivated by money, we would have sold Google and we would have been on the beach: Larry Page

These initial millionaires’ phrases show that the richest people on the planet had to have very different thoughts the rest of humanity to reach the level of wealth in which they find themselves today.

In conclusion, if your goal is to become rich, you will have to change your perspective on money and how you relate to it. These quotes from successful millionaires and entrepreneurs will help you achieve this.

Mark Zuckerberg, founder of Facebook

19. My goal was never to start a business. Many people misunderstand this, as if it means that I don’t care about income or profitability. But for me, this isn’t the only thing – it’s also creating something that really impacts the world.

What do you have to say about one of the most successful investors of all time and what are his favorite millionaire quotes? Warren Buffett.

20. I will tell you how to get rich: Close the doors. Be cautious when others are greedy, and be ambitious when others are afraid.

Evan Spiegel, founder of Snapchat

21. There are very few people in this world who can create a business like this impact. I’m not interested in trading this for some short-term profit (regarding the possibility of selling Snapchat to Facebook).

Oprah Winfrey

22. The reason why I have been able to be so successful financially is because my approach has never, not for a minute, been money.

Michael Bloomberg, founder of Bloomberg

23. I think the more money you put in people’s hands, the more money they will spend. And if they don’t spend it, they will invest it; and investing the money is another way to create jobs.

Larry Page, co-founder of Google

24. If we were motivated by money, we would have sold Google and been on the beach by now.

Jeff Bezos, founder of Amazon

25. I think that simplicity leads to innovation, as do other kinds of restrictions. One of the only ways out of a safe is to invent a new way to do it.

Sergey Brin, co-founder of Google

26. You always hear the phrase money doesn’t buy happiness…but I thought in the back of my mind, that a lot of money could buy some of it, when the reality is that it doesn’t.

Jack Ma, founder of Alibaba

27. Making money today is very simple. Doing it responsibly with society and improving the world is when it becomes difficult.

Ingvar Kamprad, founder of IKEA

28. I’m a little tied up with money, and what’s wrong with that? I think about the money I’m about to spend and wonder if IKEA customers can afford it…. I could travel first class, but…

Michael Dell, founder of Dell

29. I think you have to understand the economics of a business before you have a strategy, and you have to understand the strategy before you have a structure. If you do this in a mess, you’ll most likely fail.

30. Life is too short to share with people who are not resourceful: Jeff Bezos

31. When you innovate, you have to be prepared for everyone to tell you you’re crazy: Larry Ellison

32. We make the future sustainable when we invest in the poor, not when we insist on their suffering: Bill Gates

33. When something is important enough, you do it even when the odds are not in your favor: Elon Musk

34. It is our choices that show what we really are, much more than our abilities: J. K. Rowling

35. What God intended for you goes far beyond what you can imagine: Oprah Winfrey

36. I told my son, You don’t have to be in the top three of your class. Being part of the average is fine, as long as your grades aren’t bad. Only such people have time to learn other skills: Jack Ma

37. I think a simple business rule is, if you make things easier first, then you can really make a lot of progress: Mark Zuckerberg

38. It’s simple arithmetic: Your income can only grow as much as you do: T. Harv Eker

39. Formal education will make you live; education will make you a fortune: Jim Rohn

40. The only difference between a rich person and a poor person is how they invest their time: Robert Kiyosaki

42. Before you can become a millionaire, you must learn to think like one. You must learn to motivate yourself to counteract fear with courage: Thomas J. Stanley

43. You can’t work three hours a week and earn $100,000. The mud pot mentality always defeats the microwave mentality: Dave Ramsey

44.The rich have small televisions and large libraries, and the poor have small libraries and large television sets: Zig Ziglar

45. I have come to the conclusion that wealth is a state of mind, and that anyone can acquire a state of mind of millions by having rich thoughts: Edward Young

46. All riches have their origin in mind. Wealth is in ideas, not money: Robert Collier

47. Every day is a bank account, and time is our currency. No one is rich, no one is poor, we each have 24 hours: Christopher Rice

48. Disneyland is a work of love. We didn’t create Disneyland just for the sake of making money: Walt Disney

49. What keeps you from being rich? In most cases it is simply a lack of belief. To get rich, you must believe you can do it, and you must take the actions necessary to reach your goal: Suze Orman

50. Wealth is largely the result of habit: John Jacob Astor

51. All achievements, all the riches gained, have their beginning in one idea: Napoleon Hill

52. Too many people spend the money they earn to buy things they don’t want, to impress people they don’t like: Will Rogers

53. Economic problems are not solved with money, they are solved with imagination. Anthony Robbins

54. The secret of my success was to surround myself with people who were smarter than me: Andrew Carnegie

55. Money will not make you successful. The freedom to win it yes: Nelson Mandela

56. I refuse to feel guilty. I feel guilty for too much in my life, but not for the money, I went through periods when I had nothing, so someone in my family has to become rich: Jim Carrey

57. Money cannot buy happiness, but it will certainly give you a better kind of memory: President Ronald Reagan

58. Don’t play games you don’t understand, even if you see a lot of people making money with them: Tony Hsieh

59. The road to wealth depends on only two words, industry and frugality: Benjamin Franklin

60. Don’t tell me where your priorities are. Show me where you spend your money and I’ll tell you what they are: James W. Frick

61. Wealth is not about having a lot of money; it’s about having a lot of options: Chris Rock

62. If your only goal is to get rich, you will never make it: John D. Rockefeller

63. A budget tells your money where to go, rather than asking where it went: John C. Maxwell

64. Compound interest is the eighth wonder of the world. He who understands it, wins it; he who does not, pays for it: Albert Einstein

65. Lack of money is never a problem. Lack of money is simply a symptom of what is happening inside you: T. Harv Eker

66. All wealth comes from adding value, from producing more, better, cheaper, faster and easier than anyone else: Brian Tracy

If you want to achieve financial independence, you’ll have to read these millionaires’ phrases several times and live by their principles.

Wealth is something that takes time, so invest in yourself, your knowledge, resources and motivation.

And there’s no better way to motivate yourself to achieve your financial goals than by being inspired by those successful millionaires.

45 Learnings on Wealth Creation from the book “The Secrets of the Millionaire Mind”

The book “The Secrets of the Millionaire Mind” is a must read if your goal is to learn how to be a millionaire.

Why you should read this amazing book?

Financial independence is the result of your knowledge of investing your money and managing your personal finances.

And this book aims to train you on how to deal with money, and how to develep mentality to attract abundance to your life.

After reading this book, we have summarized 45 most important teachings which can be applied in your life. These findings are listed below.

Understanding the importance of money, what to do with your income, and how to invest your money, the teachings of the book “The Secrets of the Millionaire Mind” brings together everything you need to change your lifestyle and create wealth.

So here are the learnings and phrases from “The Secrets of the Millionaire Mind” –

1. Don’t complain, blame, or justify yourself

You are responsible for what happens in your life.

So, every time you’re complaining about something that happened, blaming someone for your reality, or justifying the life you’re leading, realize that you’re accepting that you’re capable of controlling your life, and that you’re just someone who lets yourself go where others want you to go.

2. Write down every day something that went right and something that went wrong.

Ask yourself, what did you do to make this situation happen, and how responsible are you for it? This small exercise, done daily, will keep you aware that you are the one who controls what happens in your life, not others, not the moment, not the situation. It’s only you.

3. Do you have financial objectives?

Encourage yourself to write down 5 goals related to your financial future that reflect your desire and conviction to achieve wealth, not comfort or financial stability. Go further and focus on abundance.

While these goals must be realistic and time-bound, you must look beyond something easy to achieve.

4. For once forget about the menu prices

Visit a restaurant, café or place that is exclusive and ask for what you want, not what your wallet is capable of. You must have a mentality of wealth creation. Otherwise you will stay in the place where you are today.

5. Wealth must be important to you.

Concretely write why wealth is important to you, and why you want to achieve it.

6. Commit to being rich

Declare that you want to be rich and commit yourself to doing it by writing:

I, _________, commit to reaching wealth and being a millionaire before ___________.

Sign it and stick it on your wall, or give it to a friend or family member who reminds you of it. After doing this, analyze how you feel…afraid? free? or just no feeling?

By not doing committing, you may not work towards achieving your financial objective, and stay where you are today.

7. Identify your talents

We are all born with talents that set us apart and allow us to stand out from the crowd. So what is yours?

Write them down and think about how you can use them more in your life, in what area and place.

8. Impact more people

Surely your job involves solving a problem, generating alternatives, or presenting opportunities. Someway or the other you influence someone else with what you do.

With this in mind, think about how you can solve this problem for 10, 20, 30 more people, think about different strategies and alternatives.

In the case of entrepreneurship, you might consider these ideas for earning money online and reaching millions of people.

9. Execute, execute and execute.

The time has come to execute that project, business idea, or situation that you have wanted to give life to for so long.

Whatever reason or excuses you’ve had in the past, whatever circumstance you find yourself in, or whatever you’re imagining…START RIGHT NOW. Execute it, with your best capabilities and make it a reality.

10. Be an optimist

Everything that happens in your life can be an opportunity and not an obstacle. It is a question of how you look at it – Seeing the glass half full or half empty. But abundance does not admit half empty glasses and pessimistic mentalities.

11. Focus on what you have

Focus on everything you have, not what you lack. Write down 15 things you have and are grateful for. And every morning you wake up, read them, and understand that if you don’t appreciate what you have, you will never have anything more.

12. Admire what you want

Instead of criticizing and judging those who have money, beautiful houses, luxury cars and other possessions, admire them and bless them.

In other words, admire those people who are successful and have full of wealth. There is a simple reason to do so: you will not get what you criticize, you will achieve everything you admire and seek.

13. Write a letter to someone you admire

Take the time to write a letter to someone you admire. You don’t have to know them, just write them why you admire them and how you appreciate their achievements.

14. Get inspired by a book

There are books about people who were extremely successful and who can inspire you.

Biographies like Steve Jobs’ and other characters can teach you the strategies and, above all, the perspective of wealth that led them to the level of success they have achieved.

15. Join a club

Surround yourself with successful people. That’s the intention to join a tennis club, a business club, a golf club, a coffee club, anything.

If you can’t afford their memberships, visit an exclusive place in your city, ask for something, and analyze how these people behave. You’ll understand that they’re no different than you.

16. Out with the negative

That negative person next to you should be away from you. All he is doing is diverting you from your objective and desire for wealth; if he is a relative of yours, however difficult it may be, you should ignore his company.

The same thing happens with that place or situation that only brings you negative thoughts and ideas. Get away from this.

17. Break up with your TV

The relationship you’re having with the TV is not healthy. And you should know that, the amount of hours you spend on it every day is taking you away from your goals.

18. Evaluate your products

What score does the product or service you are selling or about to sell deserve?

If you think it has a low rating, you should stop offering it immediately. There is no reason to sell something you don’t believe in.

19. Sales Expert

Sales person searches for books, hears from experts, attends sales courses and talks in order to learn how to sell.

There is no wealth without the ability to sell and market. You must learn to sell your skills, abilities, experiences and techniques. You must learn to sell yourself.

20. The size of your problems depends on your mind

The situations you face in your life are neither big nor small, they are not impossible or simple…they are simply situations analyzed from a certain point of view.

If you are pessimistic, all your problems will be immense and impossible to solve. If you do not consider that you are ready to face it, every situation will be difficult.

Change your perspective and be assured that you are bigger than any problem.

21. Solve a problem

Think about that difficult moment you are going through. Now write it down on paper along with 10 concrete and immediate actions that you will implement to solve it.

This little exercise will make you focus on the solution and not the problem, and will certainly help you to put an end to it.

22. Learn to receive

From now on, every time you receive a compliment, simply say thank you. Learn to practice the attitudes and behaviors you receive.

Many times when they tell you something positive, you usually respond by saying another compliment to the person who told you. While this is not bad, you must learn to receive and feel the pleasure of reward.

And when someone deserves a compliment, give it to them, and don’t expect anything in return.

The book “The Secrets of the Millionaire Mind” teaches you to value yourself, and reminds you to celebrate your goals.

23. Celebrate your money

No matter what money you earn or receive whether you find on the floor, the lottery, your salary, your taxes, a bonus… whatever it is, celebrate it and thank the universe for receiving it.

All the thoughts you harbor in your mind are reflected in reality. So every time you celebrate the money you receive, the universe will take care to put more of it in your pocket.

In fact, you could use some of these success phrases to remind yourself of the importance of thanking you for the money you have.

24. Pamper yourself

Once a month you should do something satisfying. Something like going for a walk, renting a boat, eating in a class restaurant, getting a massage, resting in a hotel for a night, being taken care of all day in bed.

The goal of this day is to make you feel like a millionaire, rich and deserving. These kinds of experiences reflect your abundance.

25. Charge for your results, not your time

If you are currently earning a fortnightly or monthly salary for going to work for certain hours, propose to your boss or company to allow you to receive part of your salary based on your results or productivity.

If you have a business, generate a strategy where your employees, partners and suppliers win based on the sales results.

Additionally, make sure your salary is not your only source of income. Try these extra income opportunities.

26. Change jobs

If you are employed and feel that you are not being well paid, or that your pay is not fair to your results, consider starting your business.

You have many ways to start, some possibilities are: part-time, advising other companies, doing consulting. Consider each of them based on a system of changing by result, and not just by time.

27. Have a mentality of abundance

Why can’t you have the two things they’re offering you? Many times they make proposals where you have to choose one of the options; try to think and analyze what you have to do to get both.

28. Money in circulation

Money works on money created within a society. It comes to you, and then it goes to other people.

So every time you spend or decide to invest your money, remember that it is generating value for the person who is receiving it, and that you are part of that process.

29. Become a role model

Practice and lead a lifestyle in which you are aware that you are a role model for others. Behave in a way that inspires others to change, being kind, humble, generous and above all rich.

30. Wealth factors

Focus on each of the elements that make up your wealth:

  • Earn extra money by increasing your income
  • Learn how to save your money
  • Increase your return on investment
  • Simplify your lifestyle by reducing unnecessary expenses

31. Calculate your wealth

Do you know how much your net worth is yet? If you want to find out, you have to add up everything you have, everything.

This is known as assets which consists of your house, apartment, car, computer, clothes…all your belongings.

Then subtract everything you owe, which is known as liability. Commit to reviewing this value every three months and decide which one you want to focus on: your assets, or your liabilities?

32. Invest in your retirement

In the book “The Secrets of the Millionaire Mind”, the author suggests that you open a bank account where you will deposit 10% of your salary and the rest of your income each month.

You must promise never to spend this money, you are only going to invest it with an objective of getting returns and income for your retirement.

33. Start a piggy bank

From today onwards take a jar from your kitchen and start depositing as much money as you can along the way.

No matter how much you save, whether it’s $1 or $10 a day, the important thing is that you understand the importance of saving and its long-term benefits. Surely this dollar in a year’s time will be hundreds.

34. Create multiple bank accounts

You have two options, open an account or start a new piggy bank. Whatever you choose, deposit 10% of your income there and you will use this money to have fun and play; spend this money on what you like.

If possible, you must try to have atleast 3 accounts:

  1. Long-term account: You will deposit 15% of your income there for long-term expenses.
  2. Basic needs account: The remaining 75% of your income will be used to live on and meet your most important needs
  3. Training account: 10% for all the courses, diplomas and classes you wish to attend.

35. Properly manage your money

Whether you’re earning a minimum wage or earning thousands of dollars a month, you should start managing it today.

One of the key teachings of the book “The Secrets of the Millionaire Mind” is to take care of your money by putting it to good use.

It is very important that you begin to divide your income into the respective accounts, even if it is 10 cents that you have to put into each of your accounts.

36. Inform yourself and prepare yourself

There are many ways to learn and prepare for wealth. You can attend seminars, courses, read books, subscribe to investment magazines. This does not mean that you should follow the recommendations. It is about surrounding yourself with this knowledge, understand the concepts and have some idea of where the economy is going.

The important thing is that you learn to invest.

37. Passive income

In the book, it is made very clear that you need to generate both types of income: the assets that are the product of your work and presence; and the liabilities that do not need your presence or work.

There are many ways to generate the latter, such as by investing in a stock exchange or a business.

38. Buy real estate

T. Harv Eker couldn’t have said it better in his book “The Secrets of the Millionaire Mind”:

“Don’t wait to buy real estate. Instead buy real estate and then wait.” Got it?

39. Concerns about money

Identify and write on paper what your main fears, concerns, or reservations are about money and wealth.

The best thing you can do is to ask yourself what would happen if each of these situations came true, and then to think about whether you would survive them.

Most likely you will. So stop worrying and get rich.

40. Get out of your comfort zone

Make decisions that you know will be uncomfortable for you. There is no other way to learn how to get out of the comfort zone in which you have decided to live.

Some of the situations you might experience are: talking to strangers, asking your boss for that promotion or salary increase, getting up earlier, changing your route…

41. Challenge your “can’t”.

Among the teachings you will find in the book is to practice controlling your mind and thoughts.

You must analyze each of the thoughts you harbor and determine how they affect your reality. This is known as mental discipline.

Whenever you are dominated by your “I can’t”, “I don’t want to”, “I am afraid”, remember that most of your decisions are being made on the basis of your fears and not on the basis of your desires.

Stay away from security and aspire to freedom. The best way to achieve this is that every time you feel afraid, do the same, and you will understand that your success is not limited to your fears.

42. Focus on your growth

Make a commitment to read a book every month, attend a personal finance course, an investment seminar…

Remember that you are the best asset you can invest in.

43. Make a commitment to someone

Talk to someone else about your financial goals and objectives. Commit yourself to that person close to you and ask them to evaluate you constantly.

While you need to have a commitment to yourself, it is important that someone else is aware of your process and desires. This will help you to achieve this in a faster and easier way.

44. Don’t settle for your current situation

Everyday is an opportunity to get closer to your financial goals. It’s not just about reading this book. It’s about building a lifestyle where every day you seek to improve from the day before.

The wealth, the money, and everything you have is the product of the thoughts you harbor in your mind, the conversation you have with yourself every day.

So when you learn to master your mind, you will have learned to build your wealth. This is what “The Secrets of the Millionaire Mind” is all about.

45. Read the book “The Secrets of the Millionaire Mind”

This book has changed millions of minds, and in it you will expand all your practical knowledge of this guide.

Rest assured that your life will change once you decide to read the book and implement few of the teachings. And you will understand that the mind is your main resource for building your wealth.

9 Ways to Earn Money While Studying in a College

There is no doubt that the time during the university days is the best of all. And it can be hardly argued, isn’t it? It is the time when you grow as a person professionally, build networks, decide your career path and many more. But it is also the time when you live on a strict budget and are always on a lookout for ways to make money.

However lack of time for studies and little work experience make finding a job a real challenge. And if you find work, it will always be part-time. So you’ll have to work work hard to make ends meet.

However, there are many ways for you to earn money while studying in college and without affecting your grades.

And here’s how:

1. Find out more about the scholarships and apply

Colleges usually have a scholarship program to help their students. All you need is good grades to be able to apply for one.

However, there are other institutions or websites that offer university scholarships, so it is a matter of researching all the different possibilities available.

2. Become a tutor

Do you excel in any subject? E.g. programming, designing, playing musical instrument, etc. If your answer is yes, then you should start taking advantage of that to make extra income while in college. Contact one of your professors to see if there is a chance that the university will pay you for a course.

Also, you can put up posters (i.e. advertisement) around the university where you offer your services as a tutor on a certain subject. Be flexible and give them the option of both personalized as well as group tutoring.

And definitely you will find students needing a trainer.

3. Take notes for someone else

In every university there are students with disabilities who need extra help to study. Nowadays it is very common to see the university assign another student to take notes, perform tasks on the computer, print them out or send them by e-mail. It’s an hourly task and you get paid too.

4. Correcting student work

This job is ideal for those who have impeccable writing and spelling skills. This not only allows you to earn money, but also continue learning.

In addition to reviewing their written work, you can offer to make presentations. Post ads on your social networks, and distribute small posters at the university, you’ll see that many students will contact you to get their job done!

5. Apply at the university’s employment program

Universities always have employment programs for their students. One of the biggest advantage of such program is that you can change your schedules according to your classes without any problems.

It is common to find employments such as secretary, librarian, cafeteria assistant, or receptionist.

6. Sell your study material

If at the end of each semester your books are in good condition, then you can sell them to other students or at used book stores.

It is normal for anyone to buy books which would be never used again. So what’s the point in keeping them?

7. Sell food

Everyone in this world has craving for some special food. And when you are young then definitely you will have more cravings. This can be a good money making opportunity. What you need to do is researching on what food is not sold in the cafeteria and then offer it to your classmates. For e.g. cakes are loved by most of us and if your cafeteria don’t sell cakes or dessert, it’s your chance to make it available and earn money doing this.

In addition, you can offer breakfast services on request, you only have to make ads with good pictures and spread the news.

8. Look for a job as a waiter

Working as a waiter is a good way to generate extra income, as you earn money through tips in addition to your salary. In fact, the amount of money you make in tips is always more than the salary you get.

You can make money as waiter, a food delivery boy, a bartender and others.

9. Share your car

If you have a car, you can make the most of it. There are students who live far away or who need to go to a certain place but do not want to take public transport or pay a lot for a taxi.

Offer your services like transportation for lower fares. But remember to charge a reasonable money as students don’t have much money.

Being a college student and making money at the same time is difficult, but it depends on your attitude and flexibility to make this change. In addition to the above mentioned options, there are many other ways to earn money while studying. But the above listed ones are most common and tested by students worldwide especially in the United States and United Kingdom.

So it’s time to get creative and start making money while studying.

8 Things You Must Do Today to be RICH in the Future

There are two types of people in life: those who live in dreams and those who make their dreams come true. The former are usually the ones who, in addition to their pockets, also have a poverty mentality. They are the same ones who spend their days waiting for a better chance, for a better job or a higher salary and who one day will win the ballot. What’s more, people who wander off into the wilderness are often the most likely to lose money in illegal businesses such as pyramid scheme and to be easily sweetened up by others.

And the later ones are those who have the perfect reasons to take the time out to learn new things and gain experience and turn their dreams into a reality. While those who do work on a day-to-day basis to achieve their goals have their “feet on the ground”, even though they dream happy and successful. They know that they have to move to achieve it, that if they do not pursue their desires they will never achieve it, they do not believe in luck but in efforts. And they consider that the quality of who they are and the work they do is completely under their control. They decide to become the kind of person who naturally attracts success and simply seek it out.

This article is for all everyone but especially for people who are not clear and unaware of where they are going.

Listed below are some of the keys to success that will allow you to earn a good amount of money for your future provided you start planning and implementing them as soon as possible, in order for it to work.

Here’s the list of 8 habits which will help you to become rich:

1. Be firm in your objective: Do you believe in something? What is your conviction? If you know how to answer these two questions, then that’s great. Because you know what you really want. If not, you must start working on it, and to do so, you must identify what your liking is, which makes you devote your time to a specific objective.

Basically, it’s about your ability to answer the why of things, why do you do it? Or why did you choose this and not that? People don’t buy what you sell, they buy why you sell it. In this process what should stand out is the difference, what distinguishes it from the others.

2. Define what wealth and success are for you: There are people who believe that money is everything in life, while others believe that this is only the means to meet your goal. In fact the most successful people have demonstrated and assured on many occasions that money is a tool to get and do more work.

3. Don’t focus on time and effort, but rather on results: The only people who concentrate on working hours and hours without thinking about anything else are those who live in stability. People who only expect the monthly payment in their company regardless of the results of their work, team and/or organization, live in their comfort zone.

Ideally, you should change your approach so that with little you achieve much more. It is important that you relax, take time off for rest and personal development, and that you arrive more recharged and full of energy for your work activity.

4. Set goals without fear: Write down your goal on a piece of paper, write down why you have that goal and not other. And add how you would measure the accomplishment of that goal to see if you are really working on it. Doing this task will help you to remember your achievements everyday and make them a reality.

5. Create a win-win strategy: Healthy competition is good because you strive to highlight and demonstrate how capable you are. Yet when competition is focused solely on winning, the real solutions are set aside.

But when you open up to others, you realize how much you can get from other people who are specialists in other areas. Remember that collaboration creates a unique, mutually supportive connection that is useful in meeting the objectives outlined above.

6. Don’t work for money, work for learning: Even if you don’t believe it, doing this will bring you many benefits. The first and most important one is that you will be happy because you are passionate about what you do. It is as simple as that. If you don’t feel comfortable with your work, you will live your whole life in vain and bitterness.

In fact, you should only spend 20% on your real work and the rest is to improve, learn and rest, this will help you become a better professional. The sacrifices will then be rewarded, because if you are dedicated to learning over time you can charge more for what you do because no one else will know how to do it.

7. Invest at least 10% of your income in yourself: It is the same as any other type of investment, profitability will be achieved over the years, either with the goals achieved, the money earned or simply professional satisfaction. The good thing about investing money for yourself is the feeling of appreciation and the seriousness you put into what you decided to study or do to improve your situation or your knowledge. Remember to always surround yourself with the best of the best.

8. Invest in things that make you more money: Many people aspire to get a high salary and a position of greater recognition with the goal of a better quality of life from the time they first start working. But when they do, they forget that the job can’t last them a lifetime and that the money has to be grown, not wasted on purchases and luxuries, which after a few days have no value.

If you want to have a good living for your old age, you should think of investing as an important vehicle for making money. It is never too late, the important thing is the intention and start as soon as possible with the support of an advisor or expert.

Don’t wait for the situation to get better overnight, work on what you want and be confident. And if you really want to have a lot of money, start doing this as soon as possible.

15 Tips before Trading in FOREX Currency Market

Over the past few years, Forex has wreaked havoc on many inexperienced and undisciplined traders. That is why it is always recommended to be cautious when investing in the Forex market. To avoid major disasters and maximize the potential of the forex market here are the 15 tips you should know and try to follow while doing forex trading:

1. Know yourself, define risk and understand your needs

To make forex trading profitable, you need to know the market. And to know the market, you must first know and recognize yourself. The first step is to know the risk tolerance you can take and allocate the capital you can invest accordingly so that it is neither excessive nor deficient. This means that you must carefully study and analyze your financial objectives before entering into Forex trading.

2. Plan your goals and always follow your plan

Once you know what you want from trading, you need to systematically define your time frame and work plan, what would be a failure and what would be a success, how much time can you spend on it, how much time can you spend on your investments, or are you simply aiming to generate extra income? These and other questions are the ones you need to ask yourself to have a clear focus on the Forex market. Having these goals will make it easier to quit if the results are not positive.

3. Choose a trading platform or broker carefully

Although this point is often neglected by the beginners, it is very important to stress the importance of choosing a broker. It’s obvious that choosing an unreliable or fake broker will ruin all your profits. But it is equally important that your level of experience and trading objectives match the details of the offer made by the broker – what kind of client profile does the forex broker want to reach, does the trading software meet your expectations, and how efficient is the client service? All these points must be carefully analyzed before even beginning to consider the complexities of the negotiation itself.

4. Choose the right account type

Following on from the previous section, you also need to choose the type of account that best suits our expectations and level of knowledge. The various types of accounts offered by brokers can be confusing at first, but the general rule is that less leverage is better. If you are a beginner, it is imperative that you undergo a period of study and practice using a mini account. In general, the lower your risk, the greater your chances of success, so make conservative choices early in your career.

5. Start with a small sum

One of the best forex trading tips you can give is to start with small amount of money. It doesn’t make much sense to start with a large account, if you don’t have a basic market knowledge. If you can increase the size of your account through trading, great. Otherwise, there is no point in continuing to inject money into an account that is burning cash like paper.

6. Concentrate on one currency pair and expand as you improve your skills

The world of currencies is complex due to the chaotic nature of markets. It is difficult to master the different types of economic activity that occur on a global scale, so it is a very good idea to restrict trading to a few familiar currencies. Starting with your nation’s currency can be a big help at first.

7. Do what you understand

It seems simple, but failure to comply with this principle has been the downfall of countless investors. In general, if you are not sure what you are doing and you do not have arguments to defend a decision, do not negotiate. Don’t negotiate on the basis of rumors.

8. Restrict your emotions

Greed, euphoria, excitement, panic or fear have no place in the calculations for currency exchange. However, we are human beings, so it is obvious that we must find a way to live with these emotions while controlling them. Therefore, investors are always advised to start with small amounts. By reducing risk, we can be confident enough to meet our long-term goals.

9. Automate operations as much as possible

We talked about the importance of emotional control to ensure profitability. In addition, and in order to minimize the role of emotions, one of the best strategies is to automate trading options. It’s not about using Forex robots, or buying expensive technical strategies. What you need to do is make sure that your responses to similar situations and negotiation scenarios are of a similar nature.

10. Don’t get involved

Both your plans and your analysis should be easily understood and explained. Forex trading is not quantum mechanics. Clear objectives and well-defined practices offer the surest path to Forex profitability. To achieve this, you must resist the temptation to overanalyze.

11. Take notes. Study your success and your failure

The first step to becoming a good broker is to study each and every trade you make. To do this, it is important to keep a diary of daily activity to carefully analyze mistakes and successes and find out what works and what does not.

12. Understand that forex is about odds

Forex is all about risk and probability analysis. There is no single method or style that generates profits all the time. The key to success is to position yourself so that losses are small while profits multiply. This positioning is only possible with an understanding of the risk we assume in each operation.

13. Don’t fight the markets

Recognize your mistakes and try to accommodate them if they cannot be avoided. And above all, resist the temptation to think you’re an enlightened Forex practitioner. This attitude only leads to ruinous actions.

14. Share your experiences. Follow your own judgment

While it’s good to discuss your vision of markets with others, it’s up to you to make the decisions. Consider the opinions of others, but make your own choices. After all, it’s your money.

15. Don’t give up

Being persistent and determined, as in almost every professional aspect, is a great advantage in the currency market. Beginning in forex trading is not easy, so it makes sense to wait for a process of adaptation and development to start generating returns before giving up.

2018-2019: Top 10 Online Advertising Networks for Your Website

Every time someone talks about making an online website/project profitable, invariably, the first thing that comes to mind is Google AdSense. And while there’s nothing particularly wrong with that – after all, it continues to be the world’s largest advertising network – based on the assumption that there’s no better option than AdSense.

The advertising technology industry is highly volatile and it’s no exaggeration to say that Google has competitors who are out to get their money’s worth.

Making the decision to determine which advertising platform, or even which combination of ad networks are suitable for your website may seem complicated but it is necessary to determine which ones generate the most revenue for you. It’s a decision that needs to be weighed up, but when you finally figure it out, you’ll see that it’s well worth the effort.

Here is a selection of the 10 best alternatives to Google Adsense that you should check whether you are an editor (webmaster or blogger) or an advertiser (get more for less).

Public-Ideas – Affiliation Platform

Public-Ideas or Public-Idees is one of the largest affiliate platforms in Europe. Founded in France, Public-Ideas is a network of affiliates with offices in different countries.

One of the main features of Public-Ideas is that they have a large number of well-known campaigns, which is very important because it is much easier to attract visitors to the advertising campaigns. And even if you happen to be running a campaign on other media (television, for example), you can benefit from it.

Public-Ideas also stands out for the good relationship they establish with the affiliate. They have a very professional team capable of solving any doubts or problems that may arise.

  • Pricing model: CPA, CPL, CPC, CPD
  • Minimum traffic required: None
  • Available countries: Campaigns in more than 50 countries.

TradeTracker – Affiliate Platform

TradeTracker is a company founded in the Netherlands and is one of the largest affiliate platforms in Europe. It has a very good reputation as a marketing company in the Netherlands. They have now expanded to many countries in Europe, including Spain, where they already have more than 300 active campaigns.

At TradeTracker you will find multiple advertisers each with their own payment model. CPL (Cost per Lead) will remunerate for the subscriptions or registrations received from the advertiser, CPA (Cost per Action) will pay money when a sale happens. CPD (Cost per Download) will pay you for each download (e.g. from Apps), widely used if your traffic comes from mobile devices.

The main features of TradeTracker are:

  1. TradeTracker is a very easy to use platform to start an affiliate program.
  2. The software developed to compute everything is unique.
  3. The link technology is unique.
  4. It has exclusive advertisers and a large network of publishers to promote the campaigns.
  • Pricing model: CPA, CPL, CPC, CPD
  • Minimum traffic required: None
  • Available countries: Campaigns in more than 50 countries.

Revenue Hits – Display ads

Revenue Hits uses contextual advertising technology and geographic targeting to deliver higher revenues for its publishers across different types of properties, such as websites, mobile sites, plug-ins, widgets, toolbars, and more.

It serves over two billion ad impressions every day with a 100% Fill Rate in all geographic regions.

In addition to print ads, Revenue Hits also allows publishers to monetize their website using text ads, pop-ups, applications, widgets, XML Channels and other custom formats.

  • Pricing model: CPM, CPA, CPL, CPC, CPD
  • Minimum traffic required: None
  • Available countries: Campaigns in all countries

PropellerAds – Display ads

PropellerAds offers banner ads in all standard sizes, such as 728 × 90, 300 × 250, 160 × 600, 120 × 600, and more, in addition to on-click and in-banner video ad formats. If ads are placed strategically, a CPM of $2.1 can be expected for US or UK traffic.

They have 3,000 active campaigns worldwide and perform manual checks to eliminate all dangerous and suspicious advertisers to ensure high ad quality.

Publishers get the ability to get 100% monetized inventory, on-time payments, a personal account manager and a detailed real-time statistics panel.

  • Pricing model: CPM, CPA, CPL, CPC, CPD
  • Minimum traffic required: None
  • Available countries: Campaigns in all countries

Zanox – Affiliation Platform

  • Pricing model: CPA, CPL, CPC, CPD
  • Minimum traffic required: None
  • Available countries: 50 countries including Spain

Adf.ly – URL shortener

Adfly is a link shortener with integrated interstitial ads. The remuneration is based on a CPM (Cost per Mille) system. It is one of the first shorteners to use this advertising system to benefit his publishers, but there are now many other platforms that use this system. These advertising portals have been successful because of their simplicity (any user can actually use them without having to be a webmaster or blogger) and right now they have many tools available to automate the process. Adf.ly has over two million users and is available in Spanish.

In terms of payment rates, Adf.ly has the highest CPM rates for a Link Shortener. At the moment the CPM (Cost per Mile) in Spain is around 2.44$ on average. Visits from mobile devices are priced higher and reach $4.36 for a user’s first visit and $3.2 for the next visit.

  • Compensation Model: CPM
  • Minimum traffic required: None
  • Available countries: Campaigns in all countries

BidVertiser – Display ads

BidVertiser is a platform very similar to Google AdSense that offers some news about this service. Like this one, it has a network of advertisers and websites whose interests converge. A user can register with BidVertiser by filling in their personal details and then the company’s servers send them a code to their email address, which they must place on their website.

BidVertiser uses PayPal as a payment method, so you can use this platform to collect payment. Unlike other services, such as WordAds or AdSense, the minimum fee for requesting payment is only $10.

In this case the user charges for each click made on an ad. However, your revenue can be increased if this click ends up counting as a conversion, i.e. if the visitor who clicked completes the desired action, either by making a purchase or by registering.

  • Compensation model: CPM, CPC
  • Minimum traffic required: None
  • Available countries: Campaigns in all countries

PopAds – Pop-Ups Ads

PopAds is a company exclusively dedicated to the management of Pop-Ups and Pop-Unders Ads, being a true specialist in the sector and offering the highest CPM (Cost per Mille) rates. Operating since 2010, it is currently ranked 236th out of Alexa.

The interface of your website is very easy to use and intuitive, and allows you, among other things, to control in real time the statistics of our campaigns of the different websites or blogs where we have inserted PopAds. It has a very low minimum payment of only $5 which is very easy to obtain and can be collected through Paypal or Payza. Another advantage is that it allows all types of web pages, from warez pages to pages with adult content.

  • Compensation Model: CPM
  • Minimum traffic required: None
  • Available countries: Campaigns in all countries

ShareASale – Affiliation Platform

ShareASale is one of the world’s oldest and most popular affiliate platforms with marketing services for its affiliates. Founded by Brian Littleton, current CEO of the company 15 years ago, it has become one of the largest and most reputable affiliate platforms worldwide. This is because it has one of the largest dealer networks and currently offers more than 2500 dealers and continues to add to its offer.

This provides affiliates (or publishers) with many opportunities to increase the profitability of their project, which together with the multiple promotion tools offered, makes Shareasale an excellent choice for monetizing blogs and websites.

  • Compensation model: CPM, CPA, CPC
  • Minimum traffic required: None
  • Available countries: Campaigns in all countries

Ouo.io – URL shortener

Ouo.io is another Hong Kong registered link shortener that is becoming increasingly popular. One of the most outstanding things about this shortener, in addition to its careful aesthetics, are the high CPM rates it offers its users. And unlike other shorteners like Adf.ly, they not only pay for the first visit of the same user or IP in 24 hours, but also the following ones. The rates of payment in ouo.io per thousand visits are:

  • United Kingdom USD $2.5
  • United States USD $2
  • Norway, South Africa and Finland at USD $1.83
  • Poland USD $1.78
  • Sweden USD $1.74
  • Australia, Ireland, New Zealand and the Netherlands at USD $1.65

These are all the countries indicated in the payment rate tables, and for the rest of the countries, the rates are also very high, being $1.5 per thousand visits. This makes it very interesting for sites that receive visitors from many parts of the world.

  • Compensation Model: CPM
  • Minimum traffic required: None
  • Available countries: Campaigns in all countries

2018: 15 Mobile Apps to Earn Money – Android & iOS

Almost everyone has mobile device today. And the interesting fact is that usage of internet on mobile devices has surpassed desktop. There are multiple reasons to this shift. However the main reasons are lowering of internet prices, technological advances in mobile devices, and convenience and others.

But do you know that you can make effective use of mobile phones to earn money? If you are one of those who spend a lot of time on smartphone then why not start taking advantage and use it to make money? But remember that these apps may not be available to users of all the countries.

Companies and advertisers already know that promoting products through mobile phones can be very profitable and therefore have proliferated in recent years many applications with which you can make the mobile phone profitable. There are many smartphone apps available in the market using which you can make extra money easily, conveniently and quickly. Of course, you won’t make a lot of money, but money is money and extra money every month is always welcomed especially when it comes from the comfort of your home, waiting for the train or from any location of the world.

Apps for making money with your mobile phone can be downloaded from official app stores App Store for Apple phones and Play Store for Android devices.

Nowadays, there are more applications for Android because in the case of Apple devices the requirements of the App Store are stricter and from the consumers point of view the cost is on a higher side. Though they are beginning to proliferate and usually pay better.

So here are the mobile apps to earn money.

1. mobileXpression

MobileXpression is an application that records your mobile phone usage to find out first-hand what the most popular mobile trends and services are. The App monitors your actions with your mobile phone, such as downloads or websites that you visit and is kept in the background. As it is very valuable information for companies, mobileXpression will reward its users with part of the benefits. The first week, you will receive €5 (Euro) from Amazon and from then on you will receive guaranteed money.

The app guarantees that it does NOT monitor your calendar, messages or photos, but obviously, if you are very concerned about your privacy, it is not the best application.

The most important features of mobileXpression are the following:

  • Minimum prize money: €5 on Amazon after one week of use
  • Countries: Available in Spain, Mexico and United States
  • Payment methods: Gift vouchers, cash, prizes….
  • Language: Spanish, English
  • App Size: 13 Mb

2. AppKarma: Make money trying Apps

AppKarma is a very complete application to earn money from any country and any mobile phone with Android or iOS operating system. You earn money by watching videos, completing offers, downloading other apps, referrals, badges.

The most important features of AppKarma are the following:

  • Minimum prize money: 3$ which equals 4000 points in the application.
  • Countries: International! *
  • Payment methods: Paypal and gift vouchers for Amazon, iTunes, Starbucks, PlayStation Store, Xbox live, Google Play, etc. They make payments in less than 48 hours.
  • Language: English
  • Referrals: Single level. You’ll earn 30% of what they accumulate. They also have a VIP referral program for Youtubers or bloggers and win 40%. Plus, if you become a VIP user, the referral bonus is 400 points.
  • App Size: 13 Mb

3. StreetBees: Earn money by doing chores

Streetbees is a mobile application that allows you to earn money for doing work (some of them just answer questions). They are usually very well paid and can earn more than 10 euros an hour, without referrals, when several tasks are available. Although this App is originally from the UK, it is currently available in 87 countries!

  • Minimum prize money: There is none! What do you do, what do you do, what can you collect!
  • Countries: International! (87 countries)
  • Payment Methods: Paypal
  • Language: Spanish, English, Portuguese
  • Referrals: Single level. You can earn up to 5 Euros per referral. If the friend you invite does a €1 task, you get €1. If the friend you invite does a 5€ task, you will get another 5€.
  • App Size: 26 Mb

4. Simply Tasks: Make money doing missions

Simply Tasks is a mobile application that you can use to earn money for missions. The App allows you to quickly mobilize people to collect large amounts of data and information for businesses. In return, they remunerate each user who participates in one of their tasks.

Missions are simple tasks like checking prices in stores, promotions, giving your opinion about the attention you received, etc. Upon completion of each mission you will receive a payment that you can easily redeem via Paypal.

  • Payment Methods: Paypal
  • Minimum prize money: 10 Euros
  • Language: Spanish, English

5. BeMyEye: Make money doing missions

BeMyEye is an App available in Spain and some other European countries that can be used from iOS and Android. With this App you earn money for small jobs for large companies that contract BeMyEye’s services.

To do this, you’ll find “missions” in the App near you. To complete the mission they will have to perform all the details that are specified of the mission. When you finish it, you only have to upload it (usually through photographs)

  • Minimum prize money: €5 and pay by paypal and bank transfer.
  • Countries: Spain and Europe
  • Payment methods: Paypal and bank transfer
  • Language: Spanish, others
  • Referrals: Single level. Your friends will earn an extra euro when they have completed their first mission and you will earn the same.
  • App Size: 13 Mb

6. GiftPanda: Make money testing Apps

Like the other applications mentioned, with GiftPanda you can earn money by installing applications on your mobile phone, conducting surveys and registering on pages through your smartphone. The minimum payment for this platform is $2.5 via Paypal.

  • Minimum prize money: $2.5.
  • Countries: International! *
  • Payment methods: Paypal, Bitcoins or gift vouchers.
  • Language: English and Spanish
  • Referrals: Two levels. You will earn 10% of first level referrals and 5% of second level referrals. To encourage your referrals you will be given a referral link with which your friends will earn $0.50 (500 points)

7. Gelt: Earn money as you shop

Gelt is a very simple mobile app to make money from the everyday shopping we do in the supermarket.

You buy a product from their catalog, upload the photo of the purchase ticket to the application and in 48 hours you get the commission. Very useful and fun to save money. It also has a good referral system.

  • Minimum prize money: At ATMs from 20 Euros.
  • Countries: Available only in Spain
  • Payment method: Paypal, books, music, gift cards, etc.
  • Referrals: 1 level of referrals.
 You will earn 0.50 per valid registration
  • Language: Spanish
  • Available for Android and iOS mobiles.
  • Size: 4,3 MB

8. CashPirate: Rescue your treasure

CashPirate is an application to make money with your mobile phone available only to Android users for now but for all countries. You can make money by installing and testing other apps, doing surveys, playing videos, conduct free product trials. As you complete tasks, you accumulate credits that you can then redeem for cash in your PayPal account. 1000 credits equals $1.

  • Minimum prize money: $2.50. In other words, 2,500 credits.
  • Countries: International *
  • Payment Method: Paypal, and Facebook Gift Cards.
  • Referrals: 2 levels of referrals.
 You earn 10% of the earnings of your direct referrals and 5% of the earnings of your indirect referrals.
  • Language: English, Spanish
  • Available for Android phones Size: 1.3 MB

9. WhaffRewards: Make money testing Apps

Similar to CashPirate and AppKarma, Whaff Rewards is one of the international applications that offers more options to earn money with your mobile phones. Like the two applications mentioned above, with WhaffRewards you will earn money by downloading and testing other applications on your mobile. Some of the features of Whaff are:

  • Minimum prize money: Payments by PayPal starting at $10.50.
  • Countries: International *
  • Payment method: Paypal, Amazon, Xbox, PlayStation or Facebook Gift Cards.
  • Referrals: 1 level of referrals.
 You earn $0.30 for each friend who uses your code
  • Premium picks: In addition to earning money for downloading other apps, you also earn money everyday by using the apps you download.
  • Available for Android and iOS phones
  • Size: 14 MB

10. Verse, mobile payment transfers

VERSE is a mobile payment application that currently has an exceptional guest promotion in Europe.

You can take advantage of their promotion and earn 1 Euro for every friend you invite!

  • Minimum prize money: You can withdraw the money as long as you have something in your account
  • Countries: International * (Guest promotion for Europe only)
  • Payment Methods: Bank Transfer
  • Language: Spanish and English
  • Referrals: You will earn 1 Euro for every friend you invite to the application
  • App Size: 58.4 Mb

11. GrabPoints: Earn money testing Apps

GrabPoints is another highly recommended application if you are interested in making some extra money available. It is available to users all over the world and has infinite ways to accumulate points and money.

You earn money for making the recommended offers, paid surveys, playing videos, downloading and testing other applications on your mobile…

  • Minimum prize money: Payments by PayPal starting at $3.
  • Countries: International *
  • Payment method: Paypal, and gift cards
  • Referrals: 1 referral level. 1 point for each referral and when the referral reaches 1,000 points, another 500 points are awarded to the sponsor.
  • Available for Android and iOS phones
  • Size: 15 MB

12. AppDown: Discover Apps and win

With AppDown you can earn money on Paypal or earn gift cards on Amazon, iTunes, Google Play by downloading games and other recommended applications. The minimum fee to be paid is only $2. However, the app is in English.

  • Minimum prize money: $2.
  • Countries: International *
  • Payment methods: Paypal and different gift cards.
  • Extras: Daily scratches to earn free points.
  • Language: English.
  • Referrals: 1 Level of Referrals. You win 50% of the points.
  • Operating Systems: Android, iOS

13. GumsUp: Earn money for testing Apps

Great application to win multiple prizes completely free of charge. Its operation is very similar to the other mobile applications we are discussing in the article. With GumsUp you can download and test other apps, view ads, do surveys and some other tasks. All these actions are always free and you will earn points called “Gums” in this application. These points are redeemable for prizes and cash on PayPal.

  • Minimum prize money: €0,80.
 Corresponds to 2400 points.
  • Countries: International *
  • Payment method: Paypal, books, music, gift cards, etc.
  • Referrals: 1 level of referrals.
 You will earn 500 points when the referral has reached 3000 points.
  • Language: Spanish and English.

14. Gift Hunter Club: Money for watching videos

Gift Hunter Club is a website that has a mobile application where you can win a lot of gifts and earn money online. You’ll earn points by viewing ads, downloading free apps, filling out surveys, and many other offers. In return you will be given points that you can redeem for cash through Paypal or Payza or fashionable gift cards, shops, games, electronics, music and more. The application can be used to download apps, watch videos, invite friends, etc.

  • Minimum prize money: $2
  • Countries: International*
  • Payment methods: Paypal, Payza, Amazon Gift Cards, etc.
  • Language: Spanish, English
  • Referrals: 2 levels of referrals
  • Operating Systems: For now Android or web

15. App Trailers, money for watching videos

With this mobile app you’ll earn money for watching videos and downloading some apps to your mobile. (It is only necessary to download them, open them and then uninstall them). Points are redeemable for cash through Paypal. The minimum prize money you can earn is only $0.50.

The only drawback? It’s in English, but even if you don’t know the language, it’s very easy to use.

  • Minimum prize money: $0.50
  • Countries: International *
  • Payment methods: Paypal
  • Extras: Daily scratches to earn free points
  • Language: English
  • Referrals: No referral system
  • Operating Systems: Android, iOS

Not Recommended: TappOrod

Like the other applications mentioned, this application lets you earn extra money with your mobile phone for watching videos and installing applications but currently is not paying the users. The minimum fee on this platform was $5. Although the App is in English, the offers will appear in Spanish. Money is received via PayPal. It has a referral system with which you can also earn points.

  • Minimum prize money: $5
  • Users: Available in all countries
  • Payment methods: Paypal and gift vouchers for Amazon, Game Cards, etc.
  • Language: English
  • Referrals: Single level. You’ll earn up to $0.60 for every guest you invite. In turn, the guest will earn $0.25 using your invitation code.
  • UPDATE: TAPPORO has not made payments to its users for 6 months. Hence this app is not recommended.

Payment methods for mobile apps

These type of application has different payment methods, the most common being Paypal. If you want to make money with these applications you must have a Paypal account. They also offer gift card payment options for Amazon, iTunes, Steam, Google Play Store and many other stores.

Things to Keep in Mind When Making Money with Apps

Don’t expect to make large sum of money. These apps pay their users to try other Apps and need a huge database to complete their studies. At most you will get paid 1 Euro per downloaded App and you will have a limit of downloads per day.

Be careful with some Apps. It is not convenient to download everything they offer in order to earn money. Some users have complained that some Apps have filled their cell phones with Pop Ups. Normally uninstalling the App will solve the problem but as a general rule I advise you to download the Apps that you might be interested in and not all the ones that are available (especially Apps that you don’t know what they are).

To withdraw the money, you will usually need an online payment processor. The most common is Paypal.
To reach the minimum payout, you’ll need to have a little patience as the first day is difficult to reach that minimum.


These applications are intended to bring some extra income to the user but in no case can you earn large sums of money. You make money with patience, but it’s a very entertaining way to do it by discovering new applications, new game apps available or watching interesting ads.

Best of all, you can do it anywhere and at any time by using your mobile phone. You can use time waiting for the bus, train, queuing up to buy tickets…. any opportunity is good for adding up money. At the end of the day, profits can come in handy to buy a treat, pay a house bill or cover an unexpected expense.

Another important aspect to note is that all these apps are completely free and you can uninstall them whenever you want. It’s recommend you to visit this section from time to time as more money making  apps would be added to the list.

Have you tried any of these apps to make money with your mobile phone, or what other apps do you know to make money with? Any doubt or suggestion, do not hesitate to mention it in the comments section.