Lifetime free credit cards are the ones with no joining and annual fee. However, these cards have late payment fees, cash advance fees, etc. depending on the usage and terms and conditions.

Features of lifetime free credit card

• The reward points and cashback offered on these cards are less compared to the cards that carry joining or annual fees.
• However, one of the biggest advantages of such free credit cards are that they improve credit score.
• There are cards that also offer free complimentary lounge access at international and domestic airports. The access at international airports are less (typically 3 per quarter) and 4 at domestic airports.

Lifetime Free Amazon Pay ICICI Credit Card for for Online Purchase

For shoppers on Amazon platform (website or mobile app); ICICI bank has partnered with the retail giant Amazon and has launched this co-branded card.

Features of Amazon Pay ICICI Bank Credit Card

• The card offers many benefits to Amazon Prime and Non-Prime customers
• Minimum 1% and maximum 5% cashback on partner merchants, other merchants and all other spends – both online and offline
• 15% discount for food lovers but only at pre-selected partner restaurants
• Per year, 8 times lounge access on domestic airport
• Fuel surcharge waiver of 1%
• The card has an embedded chip that protects the user from skipping and fraudulent transactions at r ATM and offline
• Cashbacks are received in the Amazon Pay balance but no rewards points offered
• Credit score can be improved by not exhausting the credit limit
• There is no fee on non-usage of the card
• Annual interest rate of 45.6%

Eligibility

• Minimum age 18 years
• Minimum monthly income of Rs. 25,000 for ICICI bank customers
• Minimum monthly income of Rs. 35,000 for non-ICICI bank customers

Documents Required

• Address proof – Aadhaar card, Driver’s licence, passport, voter-id card
• PAN card
• Salary slip
• 3 months bank statement
• Latest income tax return form
• Recent Form-16

How to apply for lifetime free credit card with no joining & annual fee?

• You can apply only via your amazon account either via logging into the Amazon platform (website or mobile app)
• Interested individuals can also visit ICICI bank website and click on apply link. It will redirect them to Amazon.
• Once approved, user will get a digital card and then will receive physical card via courier

Hi, I am Nikesh Mehta, owner and writer of this site. I’m an analytics professional and also love writing on finance and related industry. I’ve done online course in Financial Markets and Investment Strategy from Indian School of Business. I can be reached at [email protected].